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 Debt
settlement
is a legal communication between debtor and the creditors/collection agency
to negotiate an outstanding debt. Debt Settlement is
not a credit counseling service or a consolidation loan, it is a
process of eliminating your outstanding debts. Any person owing credit card debt,
medical bill(s) or any unsecured debt has the legal right to negotiate
their debts. Debt Settlement is highly effective and can save you a
significant amount in outstanding debt.
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National Debt Adjusters debt settlement
services are tailored to provide you immediate debt relief. Before you
consider filling bankruptcy or signing a contract with another company,
speak with one of our senior counselors. Our senior counselors will guide
you through the debt settlement process and evaluate your debt. Our senior
counselors will then help you establish a monthly saving plan that will
be used specifically to settle with your creditors. Most importantly,
National Debt Adjusters, Inc works for you not the creditor(s). Let our highly trained
negotiators work with your creditors to achieve a settlement in your best
interest.
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 Before
making this important decision,
please Contact one of our debt specialist to explain our program. Our
program will get you out of debt within a 15-48 month time period while
eliminating a percentage of your debt.
Put an end to creditor
harassment
Upon being accepted into our program, we will immediately notify your
creditors and demand they stop calling you. It usually takes about 30-60
days, In the meantime, a creditor log must be kept for every phone call or
letter that is received from a creditor . It must then be reported to us
our customer care dept immediately.
Get
out of debt faster than you thought possible
Unlike most debt consolidation companies who merely provide new loans for
you, the National Debt Adjusters program will negotiate settlements with
your creditors for pennies on the dollar. Our program allows you to pay
back a fraction of what you owe as soon as possible.
Budget less money each month for your debt
Entering our program immediately makes an impact on the amount of dollars
in your pocket. Our program frees up money to help your cash flow. As your
monthly payments under the program are typically less than what you were
previously paying, you can keep more of your hard earned dollars for
yourself and your family while traveling on the road to debt freedom!
Regain control of
your finances with our program
Once debt negotiations is provided to you, the anxiety associated with your
debt problems will be a thing of the past. Our Program helps you and your
family regain control of your finances. When you have completed our
program you will be debt free and ready to build your financial future.
We at the National Debt Adjusters are committed to providing the highest
level of customer service. The success of our program rests solely on the
relationships we build with our clients and with consumer lending
institutions. These relationships are built on trust, understanding, and
mutual respect. We form a partnership with our clients; ultimately leading
them on the path to financial freedom.
Let one of our counselors explain how debt debt settlement or debt
consolidation
is the best answer for you. Please review the details of our debt
settlement program. Call us now for a free consultation
with one of the National Debt Adjusters debt settlement experts.
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  Before
making this important decision, please
Contact
one of our debt specialist to explain our programs. Our programs will get
you out of debt within a 15-48 time period while eliminating a percentage
of what you owe.
DEBT CALCULATOR
TOTAL DEBT OWED
(For
a Free Credit Report
Click Here)
PLEASE DIRECT ALL
FDCPA VIOLATIONS TO
THE FOLLOWING
WEBSITE
Examples Of
Settlements
*This
statement is an
example of past
performance and is
not intended to be a
guarantee of any
future settlement
results*
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*This statement is an example of past performance
and is not intended to be a guarantee of any future
settlement results*
Table:
Repayment Options with $30,010 of Debt in a Credit Counseling
Program
|
Option |
Payment Structure |
Debt Free Date |
Total Amount Paid |
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Make Minimum Payments |
$784 Monthly |
33 Years |
$87,291 or 291% of Original Debt |
|
Credit Counseling |
2.25 - 25% of balance |
5-6 Years |
$48,612 or 162% of Original Debt |
|
Debt Settlement Program |
$550 Monthly |
36 Months |
$18,297 or 60.1% of Original Debt |
HOW LONG DOES IT REALLY TAKE
TO PAY OFF $30,010 IN DEBT?
In this example, by making minimum payments it will take over 33
years to pay off the total unsecured debt! Unfortunately for you,
this is exactly what the credit card companies want because it
makes them more money. However you fall into a terrible financial
trap that prevents you from ever getting out of debt and reaching
your financial goals and living your dreams.
Minimum Payments
Without the Debt Settlement Program
|
Creditor |
Unsecured Debt
Balance |
Interest Rate |
Total Payments |
Payoff |
|
Chase |
$1,843.00 |
17.50% |
$3,321.00 |
7.5 Years |
|
Sears |
$2,550.00 |
23.88% |
$20,106.00 |
32.8 Years |
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Discover |
$2,935.00 |
19.80% |
$6,233.00 |
8.9 Years |
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Optima |
$3,128.00 |
23.99% |
$24,586.00 |
32.8 Years |
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First USA |
$3,653.00 |
18.99% |
$4,452.00 |
2.1 Years |
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MBNA |
$3,964.00 |
17.65% |
$5,032.00 |
2.2 Years |
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Providian |
$11,929.00 |
19.80% |
$23,561.00 |
7.9 Years |
|
Totals |
$30,010.00 |
|
$87,291.00 |
33 Years |
Estimated Settlements
With
Debt Settlement Program
|
Creditor |
Unsecured Debt
Balance |
Settlement |
Settlement + Fees |
Total % |
|
Chase |
$1,843.00 |
$645.05 |
$944.54 |
51% |
|
Sears |
$2,550.00 |
$1,202.26 |
$1,541.20 |
60% |
|
Discover |
$2,935.00 |
$587.00 |
$1,174.00 |
40% |
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Optima |
$3,128.00 |
$2,471.12 |
$2,635.34 |
84% |
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First USA |
$3,653.00 |
$1,664.88 |
$1,872.16 |
51% |
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MBNA |
$3,964.00 |
$1,664.88 |
$2,239.66 |
57% |
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Providian |
$11,929.00 |
$2,743.67 |
$5,040.00 |
42% |
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Totals |
$30,010.00 |
$10,592.53 |
$15,446.90 |
51% |
The overall benefits of the
National Debt Adjusters
Program to your financial future
are astounding! In this example, you enjoy an immediate
reduction in the amount you currently pay creditors by $200.00 per
month! If you take this savings and set
it aside monthly for emergencies, by the time you complete the
American Debt Negotiation
Settlement Program you will have
saved approximately $8,701.53
in cash and eliminate a total unsecured debt of $30,010 for just
$15,446.90.
*This statement is an example of past performance
and is not intended to be a guarantee of any future
settlement results*
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